Parent Organization
Investara Research
The independent research division of Investara dedicated to advancing financial capability, consumer protection, credit literacy, and economic mobility through original research.
Our Purpose
Investara Research exists to produce rigorous, independent research that advances understanding of financial capability, consumer credit systems, and economic mobility. We believe that high-quality research is essential for informed policymaking, effective education, and meaningful consumer protection.
Our work is guided by a commitment to methodological transparency, editorial independence, and practical relevance. We publish our findings openly and welcome scrutiny from the academic community, policymakers, and the public.
Publications
Research Portfolio
The Global Credit Literacy Index (TGCLI)
Annual PublicationThe annual assessment of credit literacy across nations.
State of Consumer Credit Data Integrity
ForthcomingA comprehensive examination of the accuracy, completeness, and fairness of consumer credit data across global markets.
Future Research Agenda
OngoingExploring financial education outcomes, adaptive credit scoring, economic mobility, and AI's role in financial capability.
Research Ethics Guidelines
EstablishedTen ethical principles—plus Balanced Accountability—governing our independence, objectivity, transparency, data integrity, and public benefit.
Research Standards
Ethics Guidelines
Ten ethical principles—plus Balanced Accountability—governing our independence, objectivity, transparency, data integrity, and public benefit.
Read the Ethics Guidelines