Country profile · Edition 1

🇫🇷France

Europe

Score

78.1

Rank

6 of 46

Overview

France ranks 6th of 46 economies, with a score of 78.1 out of 100. It is 4th of 14 ranked economies in Europe.

Strongest: Consumer protection, Government support, Financial education and Public awareness (100). Weakest: Credit access (44); Credit literacy (52).

Dimension scores

Credit literacy52.0

Credit access44.4

Financial inclusion88.8

Digital banking98.4

Innovation66.7

Consumer protection100.0

Government support100.0

Financial education100.0

Youth education66.7

Public awareness100.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

52%52% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

83.9%84% of credit card users pay their balance in full (Findex, 2021)

44.4%44% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2021)

99.2%99% of adults have an account (Findex, 2024)

78.4%78% could raise emergency funds within 30 days without great difficulty (Findex, 2021)

98.4%98% of adults made or received a digital payment (Findex, 2021)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. There is no standalone course or graduation requirement. The national financial education strategy names young people or schools as a priority.

Policy dimensions record whether a policy exists, not how well it works.