Country profile · Edition 1

🇮🇩Indonesia

Asia

Score

56.1

Rank

36 of 46

Overview

Indonesia ranks 36th of 46 economies, with a score of 56.1 out of 100. It is 7th of 11 ranked economies in Asia.

Strongest: Innovation, Consumer protection, Government support and Public awareness (100). Weakest: Credit access (15); Credit literacy (32).

Dimension scores

Credit literacy32.0

Credit access15.1

Financial inclusion58.3

Digital banking42.7

Innovation100.0

Consumer protection100.0

Government support100.0

Financial education75.0

Youth education33.3

Public awareness100.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

32%32% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

15.1%15% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

56.3%56% of adults have an account (Findex, 2024)

60.3%60% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

42.7%43% of adults made or received a digital payment (Findex, 2024)

Youth education policy: partial

Financial education is in the school curriculum only in some regions, or as an optional or pilot subject. There is no standalone course or graduation requirement. Young people are mentioned in the national strategy but not as a priority, or the strategy has expired.

Policy dimensions record whether a policy exists, not how well it works.