Country profile · Edition 1

🇮🇱Israel

Middle East

Score

77.6

Rank

8 of 46

Overview

Israel ranks 8th of 46 economies, with a score of 77.6 out of 100. It is 1st of 3 ranked economies in Middle East.

Strongest: Innovation and Government support (100). Weakest: Public awareness and Financial education (50).

Dimension scores

Credit literacy68.0

Credit access79.5

Financial inclusion83.1

Digital banking91.2

Innovation100.0

Consumer protectionNo score

This dimension needs at least 2 of its 3 policy items verified from a public source. For Israel, no public source could be found for: APR / total cost of credit disclosure required; Legal right to dispute credit report errors.

Government support100.0

Financial education50.0

Youth education66.7

Public awareness50.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

68%68% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

87.2%87% of credit card users pay their balance in full (Findex, 2021)

79.5%80% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2021)

89.3%89% of adults have an account (Findex, 2024)

76.9%77% could raise emergency funds within 30 days without great difficulty (Findex, 2021)

91.2%91% of adults made or received a digital payment (Findex, 2021)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. A standalone course or graduation requirement applies nationwide. Young people are not a priority in a current national strategy.

Policy dimensions record whether a policy exists, not how well it works.