Country profile · Edition 1

🇲🇦Morocco

Africa

Score

48.9

Rank

Provisional

Overview

Morocco scores 48.9 out of 100 (provisional): 8 of 10 dimensions could be verified, so it is shown but not ranked.

Strongest: Consumer protection, Government support and Financial education (100). Weakest: Credit access (1); Digital banking (32).

Dimension scores

Credit literacyNo score

Morocco was not included in the S&P Global FinLit Survey (2014), the only adult financial literacy test with comparable results across countries.

Credit access1.4

Financial inclusion44.3

Digital banking32.0

Innovation66.7

Consumer protection100.0

Government support100.0

Financial education100.0

Youth education50.0

Public awarenessNo score

This dimension needs both of its policy items verified from a public source. For Morocco, no public source could be found for: National financial literacy month / week.

Dimensions with no score are left out of the overall score, never counted as zero.

Shown but not ranked: 8 of 10 dimensions could be scored; a rank needs 9.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

1.4%1% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

44.4%44% of adults have an account (Findex, 2024)

44.2%44% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

32%32% of adults made or received a digital payment (Findex, 2024)

Youth education policy: partial

Financial education is in the school curriculum only in some regions, or as an optional or pilot subject. There is no standalone course or graduation requirement. The national financial education strategy names young people or schools as a priority.

Policy dimensions record whether a policy exists, not how well it works.