Country profile · Edition 1

🇳🇴Norway

Europe

Score

84.7

Rank

Provisional

Overview

Norway scores 84.7 out of 100 (provisional): 8 of 10 dimensions could be verified, so it is shown but not ranked.

Strongest: Innovation, Consumer protection and Government support (100). Weakest: Youth education (50); Credit access (67).

Dimension scores

Credit literacy71.0

Credit access66.8

Financial inclusion93.7

Digital banking99.5

Innovation100.0

Consumer protection100.0

Government support100.0

Financial educationNo score

This dimension needs both of its policy items verified from a public source. For Norway, no public source could be found for: National financial literacy strategy; Public financial education body.

Youth education50.0

Public awarenessNo score

This dimension needs both of its policy items verified from a public source. For Norway, no public source could be found for: National financial literacy month / week.

Dimensions with no score are left out of the overall score, never counted as zero.

Shown but not ranked: 8 of 10 dimensions could be scored; a rank needs 9.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

71%71% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

92.2%92% of credit card users pay their balance in full (Findex, 2021)

66.8%67% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2021)

98.6%99% of adults have an account (Findex, 2024)

88.8%89% could raise emergency funds within 30 days without great difficulty (Findex, 2021)

99.5%100% of adults made or received a digital payment (Findex, 2021)

48915-year-olds scored 489 on PISA 2022 financial literacy (OECD average 498)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. There is no standalone course or graduation requirement.

Policy dimensions record whether a policy exists, not how well it works.