Country profile · Edition 1

🇵🇰Pakistan

Asia

Score

44.7

Rank

45 of 46

Overview

Pakistan ranks 45th of 46 economies, with a score of 44.7 out of 100. It is 10th of 11 ranked economies in Asia.

Strongest: Financial education and Public awareness (100). Weakest: Credit access (8); Digital banking (25).

Dimension scores

Credit literacy26.0

Credit access8.0

Financial inclusion30.3

Digital banking24.6

Innovation83.3

Consumer protection66.7

Government support87.5

Financial education100.0

Youth education33.3

Public awareness100.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

26%26% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

8%8% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

27.3%27% of adults have an account (Findex, 2024)

33.2%33% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

24.6%25% of adults made or received a digital payment (Findex, 2024)

Youth education policy: none

Financial education is not part of the mandatory school curriculum. There is no standalone course or graduation requirement. The national financial education strategy names young people or schools as a priority.

Policy dimensions record whether a policy exists, not how well it works.