Country profile · Edition 1

🇵🇪Peru

Latin America

Score

58.6

Rank

32 of 46

Overview

Peru ranks 32nd of 46 economies, with a score of 58.6 out of 100. It is 4th of 6 ranked economies in Latin America.

Strongest: Consumer protection, Financial education and Public awareness (100). Weakest: Credit access (21); Credit literacy (28).

Dimension scores

Credit literacy28.0

Credit access20.8

Financial inclusion58.9

Digital banking51.7

Innovation66.7

Consumer protection100.0

Government support87.5

Financial education100.0

Youth education66.7

Public awareness100.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

28%28% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

20.8%21% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

59.3%59% of adults have an account (Findex, 2024)

58.5%58% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

51.7%52% of adults made or received a digital payment (Findex, 2024)

42115-year-olds scored 421 on PISA 2022 financial literacy (OECD average 498)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. There is no standalone course or graduation requirement. The national financial education strategy names young people or schools as a priority.

Policy dimensions record whether a policy exists, not how well it works.