Country profile · Edition 1

🇸🇪Sweden

Europe

Score

73.1

Rank

16 of 46

Overview

Sweden ranks 16th of 46 economies, with a score of 73.1 out of 100. It is 8th of 14 ranked economies in Europe.

Strongest: Consumer protection (100); Digital banking (99). Weakest: Youth education (33); Credit access (49).

Dimension scores

Credit literacy71.0

Credit access48.7

Financial inclusion96.2

Digital banking99.1

Innovation66.7

Consumer protection100.0

Government support87.5

Financial education50.0

Youth education33.3

Public awareness50.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

71%71% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

92.8%93% of credit card users pay their balance in full (Findex, 2021)

48.7%49% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2021)

98.6%99% of adults have an account (Findex, 2024)

93.7%94% could raise emergency funds within 30 days without great difficulty (Findex, 2021)

99.1%99% of adults made or received a digital payment (Findex, 2021)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. There is no standalone course or graduation requirement. Young people are not a priority in a current national strategy.

Policy dimensions record whether a policy exists, not how well it works.