Country profile · Edition 1

🇨🇭Switzerland

Europe

Score

68.7

Rank

21 of 46

Overview

Switzerland ranks 21st of 46 economies, with a score of 68.7 out of 100. It is 11th of 14 ranked economies in Europe.

Strongest: Consumer protection and Government support (100). Weakest: Financial education (0); Youth education (17).

Dimension scores

Credit literacy57.0

Credit access61.4

Financial inclusion85.6

Digital banking98.2

Innovation83.3

Consumer protection100.0

Government support100.0

Financial education0.0

Youth education16.7

Public awareness50.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

57%57% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

88.6%89% of credit card users pay their balance in full (Findex, 2021)

61.4%61% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2021)

98.4%98% of adults have an account (Findex, 2024)

72.7%73% could raise emergency funds within 30 days without great difficulty (Findex, 2021)

98.2%98% of adults made or received a digital payment (Findex, 2021)

Youth education policy: partial

Financial education is in the school curriculum only in some regions, or as an optional or pilot subject. There is no standalone course or graduation requirement. Young people are not a priority in a current national strategy.

Policy dimensions record whether a policy exists, not how well it works.