Country profile · Edition 1

🇹🇭Thailand

Asia

Score

63.8

Rank

26 of 46

Overview

Thailand ranks 26th of 46 economies, with a score of 63.8 out of 100. It is 5th of 11 ranked economies in Asia.

Strongest: Financial education and Public awareness (100). Weakest: Credit access (18); Credit literacy (27).

Dimension scores

Credit literacy27.0

Credit access18.0

Financial inclusion75.2

Digital banking82.8

Innovation83.3

Consumer protection66.7

Government support83.3

Financial education100.0

Youth education66.7

Public awareness100.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

27%27% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

84.8%85% of credit card users pay their balance in full (Findex, 2021)

18%18% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

91.8%92% of adults have an account (Findex, 2024)

58.6%59% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

82.8%83% of adults made or received a digital payment (Findex, 2024)

Youth education policy: nationwide

Financial education is part of the mandatory school curriculum nationwide. There is no standalone course or graduation requirement. The national financial education strategy names young people or schools as a priority.

Policy dimensions record whether a policy exists, not how well it works.