Country profile · Edition 1

🇻🇳Vietnam

Asia

Score

48.9

Rank

41 of 46

Overview

Vietnam ranks 41st of 46 economies, with a score of 48.9 out of 100. It is 9th of 11 ranked economies in Asia.

Strongest: Innovation (100); Consumer protection (83). Weakest: Credit access (8); Youth education (17).

Dimension scores

Credit literacy24.0

Credit access8.1

Financial inclusion75.6

Digital banking62.4

Innovation100.0

Consumer protection83.3

Government support66.7

Financial educationNo score

This dimension needs both of its policy items verified from a public source. For Vietnam, no public source could be found for: Public financial education body.

Youth education16.7

Public awareness25.0

Dimensions with no score are left out of the overall score, never counted as zero.

Not yet measured: Reporting transparency, Alternative infrastructure.

Survey indicators

24%24% of adults answered at least 3 of 4 financial concepts correctly (S&P Global FinLit, 2014)

8.1%8% of adults borrowed from a formal institution or via mobile money in the past year (Findex, 2024)

70.6%71% of adults have an account (Findex, 2024)

80.5%80% could raise emergency funds within 30 days without great difficulty (Findex, 2024)

62.4%62% of adults made or received a digital payment (Findex, 2024)

Youth education policy: none

Financial education is not part of the mandatory school curriculum. There is no standalone course or graduation requirement. Young people are mentioned in the national strategy but not as a priority, or the strategy has expired.

Policy dimensions record whether a policy exists, not how well it works.